LenderRoute

For UK commercial finance brokers

Find the lender.
Know why.

See which lenders fit the case, and the published rule behind each one. If a lender hasn’t published a figure, we say so, rather than guess.

Start a 14-day trial Broker sign in

Criteria fit. Not an approval, a quotation or an offer.

One login, in the browser and on the desktop app. No card is taken to start the trial.

A live case from the verified book

Office purchase, £1.2 million, 60% LTV

Limited company · England · office · 10 years · capital and interest

  1. 1
    Allica Bank Commercial investment mortgage (commercial & semi-commercial)

    Published criteria fit on loan amount and maximum ltv.

    strong
  2. 2
    Allica Bank Owner-occupied commercial mortgage

    Published criteria fit on loan amount and maximum ltv.

    strong
  3. 3
    Atom Bank Commercial investment mortgage

    Published criteria fit on loan amount and maximum ltv.

    strong

Figures exported from the verified book on 29 October 2026. If a lender hasn’t published it, we say so rather than guess.

Live from the book

Every lender here is checked against its own published criteria.

Verified lenders
139
Verified products
266
Categories with a verified product
10
Latest verification
29 Oct 2026

Names we have not read yet stay off this count. A lender is included once one product can be checked from a single official page. Count taken 29 October 2026.

How a case moves

From a few facts to a shortlist you can explain.

  1. Step 1

    Four facts

    Category, amount, value and borrower. You get a first list straight away. Anything we cannot check is labelled, not guessed.

  2. Step 2

    Only the questions this case needs

    Buy-to-let asks about interest cover. Second charge asks for the balance on the first charge. A business loan does not ask for the age of a building.

  3. Step 3

    A shortlist, with the reason

    Strong, Possible or Unlikely. One line says why. Then every rule, with the source and the date it was read.

On the desk

You can show a client why a lender is on the list.

Rule by rule

Each published limit is checked on its own. If it fails, that lender is Unlikely. If a figure that matters isn’t published, we won’t call the fit Strong.

A source and a date on every figure

You can see where a number came from and when it was last read. A “from” rate stays a starting point. If two official pages disagree, we show both and don’t treat either as a hard rule.

Saved searches and alerts

Save a search from the results. If a lender on that list has an accepted criteria change, you get an alert. Open the search again to refresh the order.

Compare two to four

Put lenders from the same search side by side. The shortlist order stays put. The comparison is a reading aid, not a recommendation.

A PDF in your firm’s name

Send the case, the shortlist and the reasons. Professional and Enterprise put your firm’s branding on the report.

Browser, desktop, your brand

Install it from the browser, or use the desktop app, on the same login. White label is included with Enterprise.

The book

Every category the desk can search.

  • Commercial mortgage

    Owner-occupied or investment property, over a term of years.

    35 verified products ready to match

  • Bridging

    Short-term finance against property, including auction and refurbishment.

    52 verified products ready to match

  • Development

    Ground-up builds, conversions and heavy refurbishment.

    36 verified products ready to match

  • Business loan

    Term loans and working capital, secured or unsecured.

    71 verified products ready to match

  • Asset finance

    Hire purchase, leasing and equipment funding.

    10 verified products ready to match

  • Invoice finance

    Factoring, discounting and asset-based lending.

    14 verified products ready to match

  • Buy-to-let

    Individual and portfolio landlord mortgages, including semi-commercial where the lender publishes them here.

    36 verified products ready to match

  • Second charge

    A loan behind an existing first charge. Combined loan-to-value uses the first-charge balance plus the new advance.

    10 verified products ready to match

  • Specialist residential

    Residential mortgages that publish an adverse-credit tier, such as CCJs, defaults or time since discharge.

    1 verified product ready to match

  • Later life

    Lifetime mortgages and retirement interest-only. Age and product type are checked only where the lender publishes them.

    1 verified product ready to match

  • Other specialist

    Trade, stock, VAT, rescue and products that do not sit neatly above.

    No verified product ready to match yet

Panel membership

Filter by Fiducia or NACFB. It won’t change the order.

Panel membership is stored on the lender, from the public lists. Use it to narrow the directory. It does not move anyone up a shortlist.

36 lenders on the Fiducia list. 104 on the NACFB list. A lender that has stopped lending stays off the shortlist.

Register interest

An honest comparison

Compared with what those sites actually publish.

Prices and features below were read on public pages on 28 October 2026. Sourcing Xchange, Criteria Hub and Mojo are not included: we have not checked a public price or feature page for them.

LenderRouteBrickflowBrokaKnowledge Bank
Published price£29, £49 or £79 per user a month, ex VATStandard from £32 a month + VAT on annual billing, if that first step is the one-user price. The page’s own lender counts disagree.£50 a month for the first user, £40 for each extra user, plus £1 when an application is sent£19.99 per user a month, ex VAT, or an annual price
What the checked page coversCommercial mortgages, bridging, development, business loans, asset finance, invoice finance, buy-to-let, second charge, specialist residential and later lifeBridging, development, commercial mortgages, mezzanine and equity. A decision in principle and a broker appraisalBridging, development and specialist property. Lenders pay to be listedThe how-it-works list is residential, buy-to-let, equity release, self-build, second charges and overseas
Does a fee change the order?No. Advertising and referral fees sit beside the shortlist. They do not change who appears, or in what order.Not claimed here. Enterprise white-label on their page is tied to a lending commitment.Lenders have paid plans at £0, £95 plus commission, or £295Not a sourcing rank. It is a criteria library.
What LenderRoute does not doNo decision in principle. Not a full CRM. The residential library is smaller than Knowledge Bank’s published scope.No £1 “send the pack” action here

Per user, per month, ex VAT

£29, £49 or £79.

Sole brokers and very small firms

Starter

£29 / user

Quick source, fact-find, criteria-fit results and a PDF report carrying the firm name.

Start a 14-day trial

Established brokerages

Professional

£49 / user

Everything in Starter, plus team seats, branded reports, lender notes and outcome tracking.

Start a 14-day trial

Larger firms that want their own brand

Enterprise

£79 / user

White-label reports, a custom-domain record, audit export and the full working set.

Start a 14-day trial

A 14-day trial is included. Paying annually takes 15% off, once billing exists. Seats 1–3 pay the full price. Seats 4–9 take 10% off, 10–24 take 15%, and 25 or more take 20%.

For lenders

A portal, an audience, and a rank you cannot buy.

Criteria and a verified badge

Submit criteria from the lender portal. A verified badge appears when a figure can be passed or failed from a single official source. Logos stay hidden until that lender approves the file.

Analytics, aggregated

See anonymised demand once a category has enough cases to clear the minimum count. Individual broker cases are not on the lender desk.

Advertising, labelled and outside the list

Request a placement. It is approved before it goes live, and it sits beside the results, never inside the order. No card is taken on this page.

  • Dashboard banner: from £750 a month, as an opening price.
  • Lender directory: from £500 a month, as an opening price.
  • Sourcing results sidebar: from £900 a month, as an opening price.
  • Category page: from £400 a month, as an opening price.
  • PDF report footer: from £300 a month, as an opening price.

Ranking is never paid

Fees, campaigns and referrals never decide who is Strong, Possible or Unlikely, or the order of the shortlist.

Read the advertising policy

Questions

Before you open a firm.

Is a Strong result an approval?

No. Strong means every critical published rule that was checked has passed. It is not an offer, a quotation, or a decision in principle. LenderRoute is not FCA-approved and does not make lending decisions.

Can a lender pay to rank higher?

No. Advertising is labelled and sits outside the result list. Fees and referrals are disclosed beside a lender and are excluded from the score.

What does the counter count?

Verified lenders and verified products only, plus the number of categories that currently have a verified product in sourcing. Registry names are excluded until a source has been read.

What does the trial include?

A 14-day trial on the seat you choose. No card is taken in this version. Annual billing and seat discounts apply once billing exists.

Do you publish customer quotes?

Not yet. We will not put a firm’s name or a quote on this page until they have agreed in writing.

Open the desk.

Four facts to a first list. The rest of the fact-find waits until the case needs it.

Start a 14-day trial